:root{
  --navy:#0a1931; --navy2:#12294d; --gold:#c9a86a; --gold2:#e3c98c;
  --ink:#1b2432; --muted:#5b6b82; --bg:#f6f7f9; --line:#e5e9f0; --white:#fff;
  --serif:'Playfair Display',Georgia,serif; --sans:'Inter',-apple-system,'Segoe UI',Arial,sans-serif;
  --radius:14px; --shadow:0 18px 50px rgba(10,25,49,.16);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--ink);line-height:1.6;background:#fff;-webkit-tap-highlight-color:transparent}
img{max-width:100%}
.wrap{max-width:1180px;margin:0 auto;padding:0 22px}
section{scroll-margin-top:12px}
h1,h2,h3{font-family:var(--serif);line-height:1.22;color:var(--navy);letter-spacing:-.015em;text-wrap:balance}
h2{font-size:clamp(26px,3.4vw,38px);margin:10px 0 12px}
.section-head{max-width:760px;margin-bottom:6px}
.sub{color:var(--muted);max-width:720px}
.kicker{color:#a5813f;font-weight:700;letter-spacing:2px;font-size:12px}
.kicker.light{color:var(--gold2)}
.white{color:#fff}
a{color:inherit}
.btn{display:inline-block;background:var(--gold);color:#1a1405;font-weight:700;padding:13px 24px;border-radius:10px;text-decoration:none;border:0;cursor:pointer;transition:.2s;font-size:16px}
.btn:hover{background:var(--gold2);transform:translateY(-1px)}
.btn:active{transform:scale(.98)}
.btn-ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.5)}
.btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.08)}
.btn-sm{padding:10px 18px;font-size:14px}
.btn-lg{padding:15px 30px;font-size:17px}
.btn-block{width:100%;font-size:17px}
/* topbar（含品牌） */
.topbar{background:#071224;color:#dfe7f3;font-size:13px;border-bottom:2px solid var(--gold)}
.topbar-in{display:flex;justify-content:space-between;gap:16px;padding:10px 22px;flex-wrap:wrap;align-items:center}
.topbar-brand{white-space:nowrap}
.topbar-brand b{color:#fff;font-family:var(--serif);font-weight:700;margin:0 6px}
.topbar-brand em{font-style:normal;color:var(--gold2);font-size:12px}
.topbar-mid{white-space:nowrap}
.topbar-phone{color:var(--gold2);font-weight:700;text-decoration:none;white-space:nowrap}

/* ===== HERO（重做：纽约夜景底图 + 图片拼贴 + 金色描边） ===== */
.hero{position:relative;background:#060f22;color:#e8edf5;overflow:hidden;border-bottom:3px solid var(--gold)}
/* 底图加重：不透明度 .34 → .62，渐变罩压薄，城市夜景清晰可见 */
.hero-bg{position:absolute;inset:0;background:url('https://images.unsplash.com/photo-1496442226666-8d4d0e62e6e9?w=1800&q=75&auto=format&fit=crop') center 30%/cover;opacity:.62}
.hero-glow{position:absolute;width:640px;height:640px;right:-160px;top:-160px;background:radial-gradient(circle,rgba(201,168,106,.28),transparent 65%);pointer-events:none}
.hero::after{content:'';position:absolute;inset:0;background:linear-gradient(102deg,rgba(6,15,34,.95) 18%,rgba(10,25,49,.80) 48%,rgba(10,25,49,.42) 78%,rgba(10,25,49,.30))}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.05fr .95fr;gap:44px;padding:60px 22px 34px;align-items:start}
.badge{display:inline-flex;align-items:center;gap:8px;background:rgba(201,168,106,.14);border:1px solid rgba(201,168,106,.55);color:var(--gold2);font-size:12px;font-weight:700;letter-spacing:1px;padding:8px 14px;border-radius:100px;margin-bottom:16px}
.badge .dot{width:8px;height:8px;border-radius:50%;background:#4ade80;box-shadow:0 0 0 4px rgba(74,222,128,.2)}
.hero h1{color:#fff;font-size:clamp(30px,4vw,50px);margin-bottom:14px;text-wrap:balance}
.hero h1 em{color:var(--gold2);font-style:normal;border-bottom:3px solid rgba(201,168,106,.5)}
.lead{color:#cdd8ea;font-size:17px;margin-bottom:18px}
.hero-points{list-style:none;margin-bottom:20px;display:grid;gap:8px}
.hero-points li{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);padding:9px 13px;border-radius:10px;font-size:14.5px}
.hero-points i{color:#7ee2a8;margin-right:8px}
/* hero 图片拼贴 — 顶部留出浮标溢出空间，避免和上面的 points 挤在一起 */
.hero-photos{position:relative;display:grid;grid-template-columns:1.5fr 1fr;gap:10px;margin:24px 0 16px}
.hp-main{position:relative;border-radius:14px;overflow:hidden;border:1px solid rgba(201,168,106,.45);box-shadow:0 14px 40px rgba(0,0,0,.4);min-height:210px}
.hp-main img{width:100%;height:100%;min-height:210px;max-height:250px;object-fit:cover;display:block}
.hp-main figcaption{position:absolute;left:0;right:0;bottom:0;display:flex;align-items:center;gap:8px;padding:9px 12px;font-size:12.5px;font-weight:700;background:linear-gradient(transparent,rgba(4,10,24,.92));color:#fff}
.shield{display:inline-grid;place-items:center;width:26px;height:26px;border-radius:50%;background:var(--gold);color:#241a05;flex:0 0 26px;font-size:12px}
.hp-side{display:grid;grid-template-rows:1fr 1fr;gap:10px;min-height:0}
.hp-side img{width:100%;height:100%;min-height:0;object-fit:cover;border-radius:12px;border:1px solid rgba(255,255,255,.25)}
.hp-float{position:absolute;right:8px;top:-18px;background:#fff;color:#1c2740;font-size:12px;border-radius:12px;padding:8px 12px;box-shadow:0 10px 26px rgba(0,0,0,.35);border:1px solid #f0dcae}
.hp-float b{margin:0 4px}
.hp-float span{color:var(--muted)}
.hp-stars{color:#e8a100}
.hp-stars i{font-size:11px;margin-right:1px}
/* trust */
.hero-trust{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:6px 0 16px}
.trust-item{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);backdrop-filter:blur(6px);padding:12px 10px;border-radius:12px;font-size:12.5px;text-align:center;color:#cdd8ea}
.trust-item .big{font-family:var(--serif);font-size:26px;color:var(--gold2);font-weight:800;display:block;line-height:1.1}
.stars{color:#e8a100;letter-spacing:1px}
.stars i{font-size:13px;margin-right:2px}
.hero-note{background:rgba(255,90,90,.12);border:1px solid rgba(255,120,120,.4);padding:10px 14px;border-radius:10px;font-size:13.5px;color:#ffd9d9}
.hero-note i{margin-right:6px}
.warn i{margin-right:6px;color:#a5813f}
.form-safe i{margin-right:4px}
.btn .fa-phone,.btn .fa-arrow-right{margin:0 2px}
.topbar-brand i,.topbar-mid i,.topbar-phone i{margin-right:5px}
.office h3 i{margin-right:8px;color:var(--gold2)}

/* form — #apply 是锚点目标，导航已去掉，只留小偏移 */
#apply{scroll-margin-top:16px}
.form-card{background:#fff;color:var(--ink);border-radius:18px;box-shadow:0 24px 70px rgba(0,0,0,.45);overflow:hidden;align-self:start;position:sticky;top:86px;border-top:4px solid var(--gold)}
.form-head{background:linear-gradient(135deg,#0a1931,#1d3a6b);color:#fff;padding:20px 26px}
.form-head h2{color:#fff;margin:0;font-size:26px}
.form-head p{color:#cdd8ea;font-size:14px}
.form-card form{padding:22px 26px 24px;display:grid;gap:13px}
.frow2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.field label{display:block;font-size:13px;font-weight:700;margin-bottom:5px;color:#33415a}
.field input,.field select,.field textarea{width:100%;border:1.5px solid var(--line);border-radius:9px;padding:12px;font-size:16px;font-family:var(--sans);background-color:#fbfcfe;-webkit-appearance:none;appearance:none}
/* 下拉框自定义箭头（appearance:none 后原生箭头会消失，必须补） */
.field select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%235b6b82' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 13px center;background-size:14px;padding-right:38px;cursor:pointer}
.field input:focus,.field select:focus,.field textarea:focus{outline:0;border-color:var(--gold);background:#fff;box-shadow:0 0 0 3px rgba(201,168,106,.2)}
.honeypot{position:absolute;left:-9999px;opacity:0;height:0}
.consent{display:flex;gap:10px;font-size:12.5px;color:var(--muted);align-items:flex-start;cursor:pointer}
.consent input{width:18px;height:18px;flex:0 0 18px;margin-top:1px;accent-color:#a5813f;cursor:pointer}
.form-msg{font-size:14px;font-weight:600;min-height:20px}
.form-msg i{margin-right:6px}
.form-msg.ok{color:#0d7a3f}.form-msg.err{color:#c02424}
.form-safe{font-size:12.5px;color:var(--muted)}
.hero-strip{position:relative;z-index:1;border-top:1px solid rgba(255,255,255,.12);background:rgba(0,0,0,.35)}
.strip-in{display:flex;gap:22px;align-items:center;padding:14px 22px;color:#9fb0c9;font-size:13px;flex-wrap:wrap}
.strip-in b{color:#e8edf5;letter-spacing:1px}
/* stats */
.stats{background:linear-gradient(135deg,#b8945a,#e3c98c)}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);padding:22px;text-align:center;gap:10px}
.stats b{font-family:var(--serif);font-size:32px;color:#241a05;display:block}
.stats span{font-size:13.5px;font-weight:600;color:#3d2f10}
/* sections */
.section{padding:72px 0}
.section.gray{background:var(--bg)}
.section.dark{background:linear-gradient(160deg,#0a1931,#162f5c)}
.section.dark p{color:#c4d0e3}
.cards6{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:26px}
.case{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;transition:.2s;display:flex;flex-direction:column}
.case:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
/* 图标统一底座：emoji / 文字符号大小不一，套深蓝圆角底后视觉对齐 */
.case .ic{display:inline-grid;place-items:center;width:48px;height:48px;border-radius:13px;background:linear-gradient(135deg,#0f2547,#1d3a6b);font-size:23px;margin-bottom:12px}
.case .ic i{color:var(--gold2);font-size:22px}
.case .ic .fa-bitcoin{font-size:25px}
.case h3{font-size:20px;margin:0 0 6px}
.case p{color:var(--muted);font-size:14.5px}
.warn{margin-top:20px;background:#fff8e8;border:1px solid #f0dcae;border-left:5px solid var(--gold);padding:14px 18px;border-radius:0 12px 12px 0;font-size:15px}
.warn a{color:#8a6410;font-weight:700}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:28px}
.step{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:14px;padding:22px;color:#dbe4f3}
.step .n{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--gold);color:#241a05;font-weight:800;margin-bottom:10px}
.step h3{color:#fff;font-size:19px;margin-bottom:6px}
.step p{font-size:14px}
.cta-row{display:flex;gap:14px;margin-top:28px;flex-wrap:wrap}
/* attorneys */
.attys{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:26px}
.atty{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden}
.atty img{width:100%;height:300px;object-fit:cover;object-position:top}
.atty h3{font-size:21px;margin:16px 20px 2px}
.atty .role{display:block;margin:0 20px;color:#8a6410;font-size:13px;font-weight:700}
.atty p{margin:10px 20px 20px;color:var(--muted);font-size:14px}
.office{display:grid;grid-template-columns:280px 1fr;gap:20px;align-items:center;margin-top:22px;background:var(--navy);color:#dbe4f3;border-radius:16px;overflow:hidden}
.office img{width:100%;height:100%;min-height:170px;object-fit:cover}
.office h3{color:#fff;font-size:20px;margin-bottom:8px}
.office>div{padding:22px}
/* reviews — flex 列让签名行底对齐，卡片再长也不参差 */
.reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:26px;align-items:stretch}
.rev{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;font-size:14.5px;display:flex;flex-direction:column}
.rev p{color:#33415a;margin:10px 0 14px;flex:1}
.rev b{display:block;border-top:1px solid var(--line);padding-top:12px;font-size:13.5px}
.disclaimer{margin-top:16px;font-size:12.5px;color:var(--muted)}
/* faq */
.faq-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:36px}
.faq-img{width:100%;border-radius:14px;margin-top:18px;height:230px;object-fit:cover}
.faqs details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin-bottom:12px;transition:border-color .2s, box-shadow .2s}
.faqs details[open]{border-color:var(--gold);box-shadow:0 8px 24px rgba(201,168,106,.16)}
.faqs summary{font-weight:700;cursor:pointer;color:var(--navy);font-size:16px}
.faqs summary::marker{color:#a5813f}
.faqs p{margin-top:8px;color:var(--muted);font-size:14.5px}
/* final */
.final{background:linear-gradient(135deg,#0a1931,#274b8f);color:#fff;text-align:center;padding:70px 0}
.final h2{color:#fff;font-size:clamp(26px,3.6vw,40px)}
.final p{color:#c4d0e3;margin:10px 0 22px}
.final .cta-row{justify-content:center}
footer{background:#071224;color:#9fb0c9;font-size:13.5px;padding:34px 0}
.foot-grid{display:grid;grid-template-columns:1fr 1.4fr;gap:24px}
.foot-small a{color:var(--gold2)}
/* fixed 悬浮按钮（桌面端）：右下角电话圆钮 + 评估 pill；移动端用底部通栏代替 */
.fab-stack{position:fixed;right:22px;bottom:22px;z-index:60;display:flex;align-items:center;gap:10px}
.fab{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;font-weight:700;transition:.2s}
.fab-call{width:54px;height:54px;border-radius:50%;background:var(--navy);color:var(--gold2);font-size:20px;border:1.5px solid rgba(201,168,106,.6);box-shadow:0 12px 30px rgba(0,0,0,.35)}
.fab-call:hover{background:#16294d;transform:translateY(-2px)}
.fab-cta{background:var(--gold);color:#241a05;font-size:15px;padding:15px 22px;border-radius:100px;box-shadow:0 12px 30px rgba(0,0,0,.35)}
.fab-cta:hover{background:var(--gold2);transform:translateY(-2px)}
.fab-cta i{margin-left:6px;font-size:13px}
.sticky-cta{display:none;position:fixed;left:14px;right:14px;bottom:calc(14px + env(safe-area-inset-bottom));z-index:60;background:var(--gold);color:#241a05;font-weight:800;text-align:center;padding:15px;border-radius:12px;text-decoration:none;box-shadow:0 10px 30px rgba(0,0,0,.3)}
.sticky-cta i{margin-left:6px;font-size:13px}

/* ===== 平板 ===== */
@media(max-width:960px){
  .hero-grid,.faq-grid{grid-template-columns:1fr}
  .form-card{position:static}
  .cards6,.steps,.attys,.reviews{grid-template-columns:1fr 1fr}
  .office{grid-template-columns:1fr}
  .office img{max-height:220px}
  .foot-grid{grid-template-columns:1fr}
  .hero-grid{padding:44px 22px 28px;gap:32px}
}

/* ===== 手机端优化 ===== */
@media(max-width:620px){
  .wrap{padding:0 16px}
  .topbar{font-size:12px}
  .topbar-in{padding:8px 16px;gap:8px}
  .topbar-mid{display:none}
  .topbar-brand em{display:none}
  .hero-grid{padding:34px 16px 24px;gap:26px}
  .hero h1{font-size:29px;line-height:1.22}
  .lead{font-size:15.5px}
  .badge{font-size:11px;letter-spacing:.5px}
  .hero-points li{font-size:14px;padding:10px 12px}
  .hero-photos{grid-template-columns:1.4fr 1fr}
  .hp-main img{min-height:180px;max-height:200px}
  .hp-float{top:-16px;font-size:11px;padding:7px 10px}
  .hero-trust{grid-template-columns:repeat(3,1fr);gap:8px}
  .trust-item{padding:10px 6px;font-size:11.5px}
  .trust-item .big{font-size:21px}
  .form-card{border-radius:16px}
  .form-card form{padding:18px 16px 20px}
  .form-head{padding:18px}
  .form-head h2{font-size:22px}
  .frow2{grid-template-columns:1fr}
  .btn,.btn-lg,.btn-block{width:100%;text-align:center}
  .cta-row .btn{width:100%}
  .strip-in{gap:12px;font-size:12px;padding:12px 16px}
  .stats-grid{grid-template-columns:1fr 1fr;gap:14px;padding:18px 16px}
  .stats b{font-size:26px}
  .section{padding:48px 0}
  .cards6,.steps,.attys,.reviews{grid-template-columns:1fr}
  .atty img{height:240px}
  .office>div{padding:18px}
  .faq-img{height:180px}
  .final{padding:52px 0 60px}
  .fab-stack{display:none}
  .sticky-cta{display:block}
  body{padding-bottom:72px}
}